01 Who We Are

Creating Value Through Innovation
Founded in 1999, Spiral Solutions is an innovative, results-driven eGaming solutions provider. Over the years, Spiral has developed a unique set of technologies and services that are highly specific and results-oriented. We’ve built up strong IP in terms of eGaming knowledge, understanding, capabilities and experience. We’ve developed novel tools and technologies which leverage the knowledge gained over the years.

Our company is driven by enthusiastic and experienced eGaming professionals who are passionate about the industry and excited by the opportunities it presents. Our people are open-minded and creative, enjoy challenges and actively seek the best possible solutions to enhance our clients’ bottom line. We have a very low turnover rate—most Spiral employees remain with the company for more than five years, ensuring that the valuable knowledge gained over the years stays within Spiral.

Spiral thrives on change and constantly strives to meet the challenges presented by regulatory guidelines and technological limitations through developing groundbreaking solutions. Spiral is constantly looking for new opportunities and developing solutions to meet industry needs. We created Spin³™, a division of Spiral Solutions, which provides award-winning, market-leading mobile gaming solutions. OnCash™, our unique payment processing and registration system serves land-based casinos in regulated markets. In addition, Spiral’s leadership, creativity and innovations have been recognized by the mobile gaming industry as the industry standard and garnered numerous awards.

Spiral’s Vision, Mission and Values
At Spiral, we are guided by the principles reflected in our vision, mission and values. A common vision guides us, our mission directs our activities and our values ensure that the way in which we interact is ethical, responsible and respected.

Our Vision
Spiral Solutions’ vision is to be the world leader in the provision of eGaming solutions through innovation, passion and exceptional results.

Our Mission
Spiral Solutions’ mission is to:

Realize our potential as an organization through the creation of business success in the global eGaming market.
Experience the joy and excitement of creating, innovating, executing and achieving success as an organization.
Leverage our success and energy as an organization to create, promote and develop a better future in our community.

Our Values
Our core values provide us with the means of not only guiding but also evaluating our operations, our planning and our vision for the future.

Spiral Solutions' core values are:

Responsibility: We take personal responsibility for our actions, our decisions and for achieving our goals. We clearly understand that through our actions (and our actions alone) we, as individuals and as a company, create results for ourselves, for our company and for our community. We are responsible for these results.
Nurturing: We recognize and develop the unique talents and skills of all our employees to their full potential.
Passion: We put our hearts into what we do. We are excited by our work and our achievements.
Innovation & Adaptability: We succeed and deliver results in a dynamic market environment by encouraging creativity and originality.
Integrity: We maintain the highest standards of honesty, respect and trust with clients, partners and colleagues. What we say is what we do. We lead by example.
Excellence: We strive to constantly exceed expectations and achieve the best possible results.
Co-operation: We maximize our results through the collaboration and sharing of ideas and knowledge.

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02 What We Do

Creating Value for Our Clients Across All Gaming Platforms. Spiral Solutions makes entering the eGaming market simple—our step-by-step, methodical implementation process will result in your profitable eGaming business. Our team works closely with you to identify opportunities, analyze potential markets, develop and implement customized end-to-end solutions, and achieve the best possible results. Our tried-and-tested business development process, backed by our proven products and services, delivers eGaming success.

Personal Approach, Optimal Results
As a highly specialized boutique agency, we liken our approach to that of a private bank which provides exclusive and personal service to select clientele. We don't believe in a "one size fits all" approach, nor do we provide off-the-shelf packages. Instead, we develop tailormade solutions to meet your specific needs.

An optimal eGaming package not only includes technological components and services, it also provides a consultation package that offers regulatory guidance, tailormade business plan modeling and financial and risk management. It starts with gaining a deep understanding of your business and how you can effectively utilize your competitive advantages to achieve eGaming success.

Analyzing Your eGaming Opportunity
Spiral Solutions' expert team performs a detailed analysis of your competitive landscape, looking at every facet of your business—strengths and opportunities, acquisition capabilities, industry alliances, competitive advantages, assessment of what you can do, and what assets you can bring forward. We create your key performance indicators (KPIs), analyze cash flow, and calculate and forecast your return on investment (ROI).

Because of stringent regulatory guidelines and tax obligations, achieving long-term profitability in the eGaming arena takes specialized knowhow. Spiral works with the world's leading eGaming legal consultants in multiple geographic locations to ensure that you successfully navigate the regulatory environment, while optimizing revenues.

We work closely with you to define your goals, developing a highly focused, clear and targeted business plan that will lead to your customized eGaming solution.

Your Tailormade eGaming Solution
Since no two clients are alike, no two solutions are identical. Our interactive gaming solutions are tailored to take advantage of your unique selling points. We devise solutions around your business, based on our deep analysis and business model. We leverage our broad relationships with technology and service providers to deliver the best-of-breed eGaming solutions you need to successfully launch and grow a profitable eGaming enterprise. We call it eGaming in a box—everything you need including an interactive gaming platform, robust back-office systems, customized reporting, marketing systems, banking and processing solutions and more—all backed by comprehensive training, monitoring, and technical and customer support.

eGaming Made Easy
Spiral's expert team will take you through the implementation process one step at a time. The process will be effective and easy. It will be easy because our team of professionals will work with you all the way, the business model will be simple to understand, straightforward, and honest, and our web-based tools will give you access to information you need at any time and at any location. You'll receive personalized daily reports on your business through any available interface—on your laptop, on your iPhone, or directly from your account manager.

Unique Services that Support Your eGaming Business
Spiral offers an unparalleled range of diverse services to support your eGaming enterprise. Our unique capabilities enable us to offer specialized services including business consulting, operational services, system integration, financial management, data analysis and business intelligence, brand creation, eGaming marketing services and call centers.

With unrivalled experience as a marketing agency in the eGaming industry, we have our fingers on the pulse of this exciting and dynamic market. We understand what drives eGaming customers, developing highly creative and memorable promotions to attract and retain customers and drive results.

Professional Integrity Backed by Industry Experience
While we are focused on developing close, personal relationships with our clients, we also keep our distance—as a B2B provider, we don't compete with you in the eGaming space. This allows Spiral to offer a credible and reliable service which is totally focused on your success. We have a proven track record, backed by client testimonials and bottom-line results.

Added Value Through Our Strategic Relationships
As our client, you benefit from our extensive eGaming experience and industry partnerships. Spiral has formed strategic alliances with payment processors, network carriers, distribution partners and value-added service providers who combine extensive industry expertise with reliability and integrity. These relationships enable us to be extremely flexible in the offerings we provide. Since we're not locked into one specific platform, system, or technology, we are able to "mix and match" to provide you with an optimal eGaming solution—offering seamless integration with any gaming platform, back office, or CRM system.

Positioned for eGaming Success
Our highly focused and targeted boutique approach results in a very specific personalized business plan and a tailored eGaming solution, customized to your business and making the most of your competitive advantages. Our unique capabilities enable us to offer best-of-breed eGaming products and unmatched service—all this leads to your successful eGaming enterprise which delivers exceptional results.

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03 Our Community

Our commitment to our community is a core part of our mission. Spiral Solutions partners with a number of community-based, non-profit organizations in the Galilee region, actively participating in planning and implementing projects that have a direct impact on the people living here.

Nitzanei Galil
In 2003, Spiral Solutions recognized the need to assist underprivileged children in our region. Our initial project, an after-school club for children in Karmiel, thrived from its inception. Two years later, Nitzanei Galil grew into a fully-fledged organization run by Spiral. Nitzanei Galil's activities now include enrichment and tutorial programs, daily hot and nutritious meals, monthly field trips and summer camps. Our employees are actively involved in the after-school enrichment program, participating in the day trips and devising and presenting activities for the children on a biweekly basis. Through our continued support and recruitment of additional donors, Nitzanei Galil continues to provide a nurturing environment for these deserving children.

Etgarim
Etgarim is a non-profit organization which focuses on helping individuals with special needs rehabilitate themselves physically, mentally and socially, through challenging sports and outdoor activities. Spiral partners with Etgarim to create and participate in activities for a special needs class at a school in nearby Tefen. The school integrates special needs children into the regular school system and lessons. "The company adopted a class of cerebral palsied children and took part in the special program of outdoor challenges put together by Etgarim. The challenges are aimed at building the children's self confidence and boosting their self esteem," according to Galit Fleishman, Etgarim's office manager. Spiral volunteers developed the yearly activity program for the class and accompanied the children on a variety of challenging activities including snappling, cycling and short camping trips.

Pitchon Lev
Pitchon Lev is a humanitarian organization fighting to defeat poverty in Israel. We are actively involved in working with Pitchon Lev to achieve this goal through donations and volunteering. Twice yearly, before Passover and the High Holidays, Spiral employees, led by the CEO, head over to the local Pitchon Lev branch in Karmiel to assist with their food drive, assisting with sorting, packing and distribution. These food drives help out hundreds of people in our immediate area and provide much-needed support. "Spiral shares our vision and supports our activities," says Dafna Mazor, manager of the Karmiel branch. "The company's employees show dedication, commitment, perseverance and giving with love."

Spider Cycling Club
Founded by Spiral employees in 2005, this informal cycling group has rapidly become one of the fastest-growing cycling clubs in Israel. Today, the Spider Cycling Club is one of the leading, professional cycling clubs serving the northern community. Trained by a world-class coach, the club currently has cyclists in every age group. In the past few seasons, Spider Cycling Club members have taken numerous prizes, including a second place finish in the National Israeli Mountain Bike Championship. In addition to developing the sport, the Spider Cycling Club works to foster the local Galilee forests and uses their activities as a youth educational tool to help young adults reach their maximum potential.

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04 Our Culture

Spiral Solutions' mission, vision and values drive our company forward. We're focused on experiencing the joy and excitement of achieving success in the global eGaming market, and leveraging our success to develop a better future in the Galilee region and our community.

Values
Spiral's values are at the heart of our corporate culture. We take responsibility for all our actions, creating results for ourselves, our company and the community. We nurture our employees through recognizing and developing their unique potential. We are passionate about what we do and put our hearts into it. We aim to be innovative and adaptable, achieving success and delivering results through encouraging creativity and originality. We strive to act with integrity and lead by example. We achieve excellence through constantly striving to exceed expectations. And we co-operate with others to share ideas and knowledge.

Culture
Spiral's company culture is a living expression of our values. It starts with our headquarters, where we conduct our day-to-day operations. We chose to locate our headquarters in a non-urban, unconventional environment surrounded by forests and the green Galilee hills. It's a pastoral, predominantly agricultural area overlooking the Mediterranean Sea and close to the historic port city of Akko. It's a place where old meets new—an area rich with tradition and history stretching back to biblical times that now plays host to innovative businesses at the forefront of technology. It's the place where Spiral has created a thriving business with a unique company culture.

Working at Spiral is about far more than putting in a day's work. There is a strong sense of community, of "family" that pervades the company and extends beyond the work day. The Spiral experience starts on the very first day, when new employees are appointed a buddy who is there to help the employee get acquainted with the people, the culture and the company's day-to-day operations. This informal introduction is backed by formal training which is part of Spiral's comprehensive career development program.

Spiral continually introduces programs and services that not only enhance the employee's experience, but their family's as well. We are focused on acting responsibly to nurture our employees, strengthen the Spiral community and encourage excellence. Our employees enjoy the benefits of an onsite nursery, leisure and teambuilding activities, retail discounts, reward plans and educational programs. We believe that it's our culture that results in the long tenure of employees, many of whom have been with the company five years or more.

Onsite Nursery
Spiral's family atmosphere extends into the realm of an onsite nursery which caters for Spiral employees' babies and toddlers. Open daily from eight to five, the fully equipped and cheerful nursery staffed by professional caregivers caters for children from three months to one-and-half years old. The nursery makes it easy for new mothers to return to the workplace with their babies, knowing that they are nearby and in good hands.

Leisure Activities & Celebrations
Every year, Spiral takes time out to go on a company trip. These annual trips are a highlight which employees, accompanied by their families, greatly enjoy. During the year, Spiral also holds fun days and happy hours aimed at improving teamwork and bringing different departments together. These team events also provide an opportunity for Spiral's CEO to update employees on new developments. Spiral's annual company day features an annual review of each department's activities as well as presentation of goals and strategies for the upcoming year. Tradition also plays an important part on Spiral's calendar. All festivals and national holidays are marked through a special event or activity connected to the spirit and meaning of the holiday.

Sports & Recreational Activities
Spiral recognizes the benefits of sport in helping employees stay healthy, recharge their batteries and return to work feeling revitalized. Sports enthusiasts who want to cycle, run, or walk before, during, or after work can take advantage of the onsite showers to freshen up after working out. Spiral team members frequently take part in these activities together—in fact, the Spider Cycling Club started as an informal group of Spiral cycling enthusiasts and grew into a formal club which competes in events countrywide. For those who prefer to remain indoors, regular ping pong games combine camaraderie with competitive spirit.

Employee Discounts
Spiral regularly organizes special discounts for employees and their families for a wide variety of retail outlets as well as to various cultural, leisure and entertainment venues. Discounts are published in the Spiral newsletter, an internal bimonthly publication which features updates on Spiral activities, helpful tips, interviews and news.

Promoting Environmental Awareness through Green Spiral
Spiral's commitment to the environment can be seen in our ongoing efforts to "reduce, reuse and recycle" through reducing the use of disposable plastic, reusing paper and recycling cans and bottles. Green tips, which list practical ways to preserve the environment, are published in our staff newsletter. The company has an organic garden in the adjoining grounds where a variety of herbs and vegetables are grown. Members of the Spider Cycling Club are also involved in efforts to preserve local forests.

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05 Partners

Adding eGaming Value Through Strategic Relationships. As a Spiral Solutions client, you benefit from our extensive eGaming experience and industry partnerships. Spiral has formed strategic alliances with payment processors, network carriers, distribution partners and value-added service providers who combine extensive industry expertise

with reliability and integrity. These relationships enable us to be extremely flexible in the offerings we provide. Since we're not locked into one specific platform, system, or technology, we are able to "mix and match" to provide you with an optimal eGaming solution—offering seamless integration with any gaming platform, back-office, or CRM system. We deliver the best-of-breed eGaming solutions you need to successfully launch and grow a profitable eGaming enterprise.

Subsidiaries and Related Companies

Brightmark™ BrightMark combines support service technologies and infrastructure together with interactive CRM expertise and specialization in consumer marketing to deliver professional, multilingual, results-driven consumer support solutions to businesses worldwide.

Digicode Digicode focuses on developing iGambling software platforms including portals, billing systems, advanced back office systems, mobile games and content for various mobile platforms, such as standard J2ME, smartphones, BlackBerry™, iPhone™, Android™, Web applications, Flash on mobile and more.

Spin³™ Spin³, a division of Spiral Solutions Ltd., has partnered with Microgaming, the world's leading developer of online gaming solutions, to provide turnkey solutions for the mobile gaming arena. The complete offering includes dynamic wireless real and play-for-fun casino systems, flash casino, marketing services and innovative technologies that push the interactive gaming industry to new frontiers.

Spiral Solutions France Spiral Solutions joined forces with the Santa Maria Group, the exclusive distributors of Bally games and systems to the French casino industry, to launch Spiral Solutions France in June 2010. The company offers a uniquely personal, professional and boutique B2B service to France's emerging eGaming market.

Accreditation

ADICTEL Founded in 2003, ADICTEL is an international 24/7 full service agency for responsible gaming. Most gaming brands are affiliated with ADICTEL. Amongst its services: customer service, online moderation portal and relationship with local authorities.

ARJEL ARJEL is an independent regulatory authority for online gaming, responsible for providing information and control measures to protect players, prevent gambling addiction and combat fraud. Our client 200% Poker holds an ARJEL license; as a service provider, Spiral is compliant with all ARJEL's rules and regulations.

The Amministrazione autonoma dei monopoli di Stato - AAMS (Independent Administration of State Monopolies) is an independent regulatory controlling body for the entire gaming compartment in Italy. AAMS performs its role by laying down the guidelines for a dynamic and rational evolution of the sector, constantly monitoring the regularity of the behaviour of the operators with the main aim of ensuring a legal and responsible gaming environment in a widely monitored and technologically advanced context. It is also active in the fight against every illegal phenomenon linked to gaming and guarantees the optimisation of the relative tax duties collection. Our client Nexi Games and Neomobile hold an AAMS license; as a service provider, Spiral is compliant with all AAM's rules and regulations.

eCOGRA eCOGRA (e-Commerce and Online Gaming Regulation and Assurance) is a non-profit organization and the independent standards authority of the online gaming industry, specifically overseeing fair gaming, player protection and responsible operator conduct—providing protection for online gamers in regulated jurisdictions. As a service company, Spiral Solutions is fully compliant with all eCOGRA's rules and regulations. Our mobile casino division, Spin³™ is the only mobile software provider to hold the eCOGRA seal, ensuring that development, implementation, maintenance and security of Spin³'s mobile games' portfolio and back-office systems are representative of industry best practice standards. Recognizing the need for regulation and assurance, our strategic partner, Microgaming, co-founded eCOGRA and complies with all its requirements. Spiral's clients are eCOGRA compliant.

The Lotteries and Gaming Authority Malta The Lotteries and Gaming Authority (LGA) is a public regulatory body that is responsible for the governance of all forms of gaming in Malta. Our client Nexigames holds an LGA license; as a service provider, Spiral is compliant with all LGA's rules and regulations.

Value-Added Platform Providers

EveryMatrix EveryMatrix develops software products for the gaming industry including banner and gaming management systems as well as fully-managed whitelabel sports books. All products are fully compatible with third-party platforms.

Microgaming Microgaming, the world's largest gaming software provider, has won numerous awards for its outstanding software. Microgaming's customizable products and flexible network architecture deliver outstanding eGaming platforms featuring superb graphics, features and overall game-play experience which generate the highest player lifetime value in the industry.

Sports Betting Tech Sports Betting Tech (SBTECH) has been developing cutting-edge sports betting software for the last 7 years. SBTECH offers managed sports betting solutions to gaming operators that seek to provide the most advanced sports betting offering on the market. SBTECH has developed a live betting platform that offers more than 120 live games a day and more than 30 types of bets on each game.

Distribution Partners

Cellectivity Cellectivity partners with premium online casino and betting brands, mobile operators and media companies to build, aggregate and manage state-of-the-art portal applications for mobile phones. Cellectivity's fully-functional mobile portals provide exclusive, easy-to-use products from leading brands.

Pulse Interactive Pulse Interactive is pioneering the creation of new mobile channels for lottery providers, gaming companies and brands. Using the latest development APIs, GPS technology, age verification and cash management software, the company is the leading provider of mobile lottery based ticket sales and platform implementation in the United States.

Payment Processors

192.com 192business offers global identity verification solutions for businesses. The company's powerful ID check solutions help verify customers to prevent underage access, comply with anti-money laundering legislation, and prevent chargebacks and other types of fraud.

24GMedia 24GMedia is a next generation mobile payment and application service provider. 24GMedia provides mobile payment technologies for 3G/3.5G services and is developing new solutions for emerging 4G environments. 24GMedia works directly with mobile phone operators and merchants to promote services through established mobile retail and application channels.

Abaqoos Abaqoos wallet is available for OTPdirekt private clients only to make online purchases on all websites accepting Abaqoos payments. Clients can recharge their Abaqoos wallet via OTPdirekt e-banking, call centers and mobile banking services. When paying with an Abaqoos wallet, clients do not need to reveal any of their personal or financial information.

BankLink BankLink provides services to accounting practices throughout Australia and New Zealand. The company's services focus on helping accountants to provide better client service through eliminating inaccurate data entry, speeding up account processing and streamlining their workload.

Centricom Centricom is based in Melbourne, Australia and is focused on the online payments market. Centricom's team brings together industry experts in banking, online transactional processing and web-based services. Centricom assists businesses to increase online sales conversion rates, reduce transaction costs and reach more customers.

Citadel Commerce Corp. Citadel Commerce Corp. is one of the most recognized payment processing brands in the industry, providing fully-integrated e-commerce payment solutions and authentication services to many of the Web's leading merchants.

CLICK2PAY CLICK2PAY is an online payment system for paying online merchants worldwide safely, easily and reliably. CLICK2PAY uses the latest encryption technologies, continuous system monitoring, and innovative fraud detection and prevention procedures to achieve optimal security.

ClickandBuy ClickandBuy is a British-based company subject to the regulations of the Financial Services Authority (FSA). and is one of the leading payment systems on the Internet. ClickandBuy is an international full-service provider for electronic payments and billing with total annual transactions exceeding €1 billion.

CSC24Seven.com CSC24Seven.com Limited offers Internet users and online merchants a regulated, efficient and cost-effective means of financial exchange. The company offers substantial expertise in systems development, risk management and payment processing within the online payments arena.

DataCash Group DataCash Group provides outsourced payment processing solutions for real-time authorization and settlement of credit and debit cards, corporate purchasing cards, private label store cards, direct debits, direct credits and online cash.

Ekonto Ekonto is a local payment service for clients of ebanka and Raiffesen Bank. Ekonto is a personal account which provides comprehensive care of clients' finances. There are no fixed fees for the account and related services. Fees are based upon a unique combination of two basic principles, tailormade services and benefits for loyal customers.

EcoCard EcoCard is one of the leading European e-wallets and offers both merchants and users the opportunity to make and receive online payments in real time. The EcoCard account is linked to a Prepaid MasterCard^® card and supports international and local in-country payment methods.

EntroPay EntroPay is a proven payment solution for businesses that want a reliable, cost-effective way to send money to customers. Their virtual prepaid cards drive online transactions by offering consumers less restricted access to recognized global payment networks.

Envoy Services Envoy is a UK FSA-regulated global payments service that offers single-point access to popular local payment and collection services worldwide. This global network is used to send and receive money at low cost, quickly and securely on behalf of merchants to and from suppliers, affiliates, partners, overseas offices and customers worldwide.

Euteller Euteller Ltd provides a reliable and secure payment method for consumers to safely manage and move their money online with Internet banking. Euteller's solution allows consumers and retailers alike to benefit from instant bank transactions.

eWire eWire is a real-time bank and card transfer service offering free, fast and secure money transfers between customers and merchants. eWire is based on a debit card model and is endorsed and supported by all major Danish Banks, Visa, MasterCard, Eurocard and Dankort debit cards.

EXPERCASH ExperCash is one of the leading full-service providers for complete financial supply chain management. Their payment solutions assist online shops in handling all processes relating to their payment transactions.

iDEAL The iDEAL online payment method was developed by the Dutch banking community to make it easier to pay for online products and services. iDEAL allows online payments to be made using online banking.

INSTADEBIT Services INSTADEBIT is an industry leader in online transaction processing and risk management. INSTADEBIT serves a wide variety of Internet commerce companies across the globe, enabling businesses and consumers to make transactions securely and reliably over the Internet.

Transferencia Bancaria Local Transferencia Bancaria Local's flexible payment solutions connect merchants with customers in South America, allowing greater choice and access to new markets. All this is made possible by their extensive banking network throughout the region and collaboration with leading banking institutions.

Moneta Moneta is a convenient and secure payment system for users and an advanced payment processing solution for merchants. Moneta is a local payment system for the Russian market; it immediately deducts payment directly from the customer bank account and credits the merchant within minutes.

Moneybookers Moneybookers enables any business or consumer with an email address to securely and cost-effectively send and receive payments online in real time. Moneybookers delivers a product ideally suited for small businesses, online merchants, individuals and others.

NETELLER As the world's largest independent money transfer business, NETELLER processes billions of dollars worth of transactions each year. Trusted by merchants and consumers alike, NETELLER's financial services span more than 160 countries across a broad spectrum of industries and businesses.

paysafeCard paysafecard group provides prepaid solutions for consumers who want to pay online without using a credit card or bank account. paysafecard is currently available from over 280,000 sales outlets in 25 countries and is accepted at over 3,500 websites worldwide.

Przelewy24 Przelewy24 is a fast online bank transfer service which enables payment clearance within 15 minutes. The service supports 18 Polish banks.

The 3rd Man The 3rd Man is Europe's leading specialist Card Not Present (CNP) fraud screening company. The 3rd Man's objective is to assist its customers in the detection and prevention of CNP fraud. The company tailors business rules to customers' exact needs and screens all transactions accordingly.

TICKET SURF International TICKET SURF International (TSI) is the first French commercial company to obtain a license to issue e-money from the Bank of France. TSI's e-money products, TICKET SURF and TICKET PREMIUM, are available in about fifteen countries across five continents.

Ukash Ukash is an established international company that provides an alternative way for people to pay for goods and services online, with no age restrictions. The easy payment service does not require credit or debit cards or personal or financial details.

UseMyServices UseMyServices' proprietary technology allows consumers to use online banking to pay for their online products and services. Secure, convenient and easy to use, the system works with existing online banking services.

Wirecard Bank As a German full-service bank and member of Visa, MasterCard and JCB, Wirecard Bank is licensed to conclude credit card acceptance agreements and issue prepaid card products for private customers. Wirecard Bank also provides efficient and cost-effective solutions for corporate payment transfers and cash management.

iPod, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. The Trademark BlackBerry is owned by Research In Motion Limited and is registered in the United States and may be pending or registered in other countries.

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